The Pradhan Mantri Gramin Awas Yojana is a flagship scheme of the Government of India. The primary objective of this scheme is to provide pucca houses to rural families who lack proper housing. The government aims to achieve the mission of “Housing for All” by 2024 through this initiative. The article will guide you through the complete process of availing the scheme by understanding pmay gramin apply online.
What is Pradhan Mantri Gramin Awas Yojana (PMAY Gramin)?
The Pradhan Mantri Gramin Awas Yojana or PMAY Gramin is specifically aimed at helping the economically backward sections of rural India build their pucca homes. The eligible families receive money from ₹ 1.20 lakh to ₹ 1.30 lakh, varying with the different regions, which is used by them to make their houses.
The main beneficiaries under this scheme would be the families living below poverty line and others who do not have a home of their own.
Eligibility Criteria of PMAY Gramin
To apply for the Pradhan Mantri Gramin Awas Yojana, you need to meet certain eligibility conditions. Below is a table explaining the key eligibility criteria:
| Eligibility Conditions | Details |
| Belongs to Below Poverty Line | Priority is given to BPL families |
| Must not own a pucca house | Only homeless families can apply |
| Aadhaar Card | Required for identification |
| Ration Card | Proof of family identity |
| Bank Account | For direct fund transfer |
How to Apply for PMAY Gramin Online?
Applying for the PMAY Gramin scheme is easy and can be done from the comfort of your home. Follow the steps below to complete the online application process:
Step 1: Visit the Official Website
Go to the official website of PMAY Gramin at pmayg.nic.in.
Step 2: Click on “Apply Online”
On the homepage, click on the “Apply Online” option to start the application process.
Step 3: Enter Your Aadhaar Number
You will be asked to enter the Aadhaar number for further procedure. After inputting the same, click “Proceed”.
Step 4: Fill the application form
The application form must be filled out with your details, such as name, address, mobile number, income information, and that of your family members.
Step 5: Upload the needed documents
Upload the scanned versions of the required documents, which will include your Aadhaar card, ration card, bank account number, and one passport-sized photo.
Step 6: Final submission of application form
After filling in all your details, click on the “Submit” button. Your application will be submitted.
Documents Needed for PMAY Gramin Application
On applying for the PMAY Gramin scheme, the following documents will be needed to present:
| Document Name | Purpose |
| Aadhaar Card | Identity proof |
| Ration Card | Family identity proof |
| Bank Account Details | Direct transfer of funds |
| Passport-Sized Photograph | Identification |
| Income Certificate | Proof of the applicant’s income |
Financial Help in PMAY Gramin
Under Pradhan Mantri Gramin Awas Yojana, the government offers financial support in various areas and these are as follows:
Area: Plain Areas
Financial Support (₹): ₹1.20 lakh
Area: Hilly and Naxal-Affected Areas
Financial Support (₹): ₹1.30 lakh
Area: Wages under MGNREGA
Financial Support (₹):₹90.95 per day
Area: Toilet Construction Support
Financial Support (₹): ₹12,000
Recent News on PMAY Gramin
The government has recently released PMAY Gramin 2.0 with a focus on the enhancement of houses under the scheme in rural areas. Some more details are as follows:
- Under the scheme, all homeless families can avail of it.
- Women applicants will be preferred.
- The budgetary provision for the scheme has been enhanced.
- The application process has been made more user-friendly and efficient.
How is the Financial Assistance Disbursed?
The financial assistance under PMAY Gramin is provided in three installments directly to the beneficiary’s bank account. Below is a breakdown of the disbursement process:
| Installment | Amount (₹) | When is it Given? |
| First Installment | ₹40,000 | After successful application |
| Second Installment | ₹70,000 | After the house foundation is laid |
| Third Installment | ₹10,000 | After completion of house |
Important Characteristics of PMAY Gramin
There are various key features through which Pradhan Mantri Gramin Awas Yojana proves to be a fruitful program for rural households:
- Applications are entertained for women beneficiaries.
- Both online and offline modes are open for submitting the applications.
- Pucca houses only are developed in this program.
- Wage facility under MGNREGA is also available for beneficiaries.
FAQs
1. Who is eligible for applying to PMAY Gramin?
Applicants who belong to Below Poverty Line (BPL) families and are houseless can make an application.
2. What is the website link where online applications can be made?
Online application can be submitted at pmayg.nic.in.
3. Are the candidates from the urban area only eligible for making the application for this scheme?
No, the scheme is exclusively for the people living in rural areas.
4. What is the time taken for the completion of an application?
It would take around 10-15 minutes to fill the application form.
Conclusion
The Pradhan Mantri Gramin Awas Yojana is a great scheme by the government to help the rural families fulfill their dream of owning a pucca house. If you are eligible, apply for the scheme online. The process is simple, and the government ensures full support to the beneficiaries.
If you are facing trouble while applying to the “pmay gramin apply online”, you can find all the answers at the government’s official portal or through local administration. It is an excellent opportunity to help your family stay safe and sound by constructing a safe home for them.
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